Visa Partners with Razorpay Curlec to Unlock Sales with Flexible Instalment Payments

Malaysian consumer spending is set to remain strong in 2025, with household expenditure projected to rise from RM896.9 billion in 2024 to RM943.7 billion this year. As consumers become more digitally fluent and price-conscious, they increasingly look for flexible online payment options that make big purchases more manageable.

That’s why Razorpay Curlec, Malaysia’s leading online payment gateway provider, has partnered with Visa to bring Visa Instalment Solutions (VIS) to local businesses.

This integration allows merchants to offer seamless payment gateway instalment options directly at checkout, turning high-ticket browsers into loyal buyers.

Why this matters for merchants

The solution is about driving bigger transactions, higher conversion rates, and long-term customer loyalty.

Reach more customers with flexibility
Offer 0% interest instalments for AmBank, Standard Chartered, and HSBC credit card holders.

Boost high-ticket sales
Make larger purchases affordable for your customers, enabled by Razorpay Curlec, a leading payment gateway. 

Integrate seamlessly
Razorpay Curlec’s payment gateway integration makes enabling Visa Instalment Solutions quick and hassle-free, no complex technical setup needed.

What’s in it for your customers?

With Visa Instalment Solutions via Razorpay Curlec’s online payment gateway:

• Customers enjoy predictable monthly payments with 0% interest 
• Any applicable fees are disclosed upfront for full transparency
• Instalments can be used for big purchases like electronics, furniture, jewellery, or beauty services
• Flexible payment options are also available for everyday essentials at participating retailers
  
  

FAQ

1. What is Visa Instalment Solutions (VIS)?
   Visa Instalment Solutions is a feature that lets customers split payments into affordable monthly instalments using their existing credit cards, fully integrated into your payment gateway.
   
   
2. Which banks are supported?
   Participating banks currently include AmBank, HSBC, and Standard Chartered.
   
   
3. How does this benefit my business?
   Instalments make it easier for customers to commit to higher-value purchases, increasing sales while improving customer satisfaction and retention.
   
   
4. How do I enable it?
   If you’re an existing merchant with Razorpay Curlec, you can enable this solution by reaching out to your Key Account Manager or raise your interest here and we will be in touch.
   
   If you’re a merchant looking for a payment gateway that meets your needs, sign up and get started easily. 

Sign up now to start powering your business with Razorpay Curlec.