{"id":18813,"date":"2025-12-09T03:43:35","date_gmt":"2025-12-09T03:43:35","guid":{"rendered":"https:\/\/curlec.blog.razorpay.in\/blog\/?p=18813"},"modified":"2026-01-15T07:31:31","modified_gmt":"2026-01-15T07:31:31","slug":"payment-gateway-boost-year-end-sales-malaysia","status":"publish","type":"post","link":"https:\/\/curlec.blog.razorpay.in\/blog\/guides\/payment-gateway-boost-year-end-sales-malaysia\/","title":{"rendered":"How Can a Payment Gateway Boost Your Year-End Sales?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"18813\" class=\"elementor elementor-18813\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-336ab94b e-flex e-con-boxed e-con e-parent\" data-id=\"336ab94b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c2a8d67 elementor-widget elementor-widget-text-editor\" data-id=\"6c2a8d67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><b>1. Welcome &amp; Quick Start<\/b><\/h1><h2><b>A<\/b><b>bout Razorpay Curlec<\/b><\/h2><p><span style=\"font-weight: 400;\">Razorpay Curlec is a full-stack payments solution that makes it easy for businesses of all sizes to collect payments, automate payouts and take control of their cash flow. It helps businesses accept online payments with a complete suite of tools covering bank transfers, cards, e-wallets, BNPL (Buy Now, Pay Later) and recurring payments.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Whether you are running an online store, managing subscriptions or facilitating marketplace transactions, Razorpay provides the tools and infrastructure to handle payments at scale.<\/span><\/p><h2><b>Quick Start Checklist<\/b><\/h2><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/accounts.curlec.com\/auth\/?redirecturl=https%3A%2F%2Feasy.curlec.com%2Fmy%2Fonboarding&amp;auth_intent=signup&amp;cta_btn=Navbar_Header&amp;x-country-code=MY&amp;_gl=1*ftyfqa*_gcl_aw*R0NMLjE3NjgxOTkzNDQuQ2owS0NRaUFzWTNMQmhDd0FSSXNBRjZPNlhqVmh5ME1maGFFdEg3NGVTN1dtSmdfY0ZoUm40OE5WWTJHYVFwUnZqYTdsb3FrcTVqaDNROGFBbFdXRUFMd193Y0I.*_gcl_au*MjAyMjQ4ODM3OS4xNzY3MTY0ODc4*_ga*MTM5MTA0MjctOTU2Yi00Zjg1LThmNjgtYTdjMGU2ZDVkYjIz*_ga_0G7DN2GPWY*czE3Njg0NTkwNjYkbzI0JGcwJHQxNzY4NDU5MDY2JGo2MCRsMCRoMTg1NTM4NjgxMw..\"><span style=\"font-weight: 400;\">Sign up<\/span><\/a><span style=\"font-weight: 400;\"> for a <\/span><a href=\"https:\/\/curlec.com\/\"><span style=\"font-weight: 400;\">Razorpay Curlec account<\/span><\/a><span style=\"font-weight: 400;\"> and complete the Know Your Business (KYB) and Know Your Customer (KYC) process. To avoid delays, have <\/span><a href=\"https:\/\/curlec.com\/docs\/payments\/business-types-kyc-documents?search-string=kyc#trust\"><span style=\"font-weight: 400;\">these files<\/span><\/a><span style=\"font-weight: 400;\"> ready before you start.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in to the <\/span><a href=\"https:\/\/accounts.curlec.com\/auth\/\"><span style=\"font-weight: 400;\">Razorpay Curlec Dashboard<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Test transactions in demo mode.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/curlec.com\/docs\/payments\/\"><span style=\"font-weight: 400;\">Choose Razorpay Curlec products<\/span><\/a><span style=\"font-weight: 400;\"> based on your business requirements: <\/span><span style=\"font-weight: 400;\">: No-code Tools, Custom Plug-ins, or Custom Integration<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Switch to live mode when you are ready to start accepting payments.\u00a0<\/span><\/li><\/ul><h2><b>Demo Mode vs Live Mode<\/b><\/h2><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Demo Mode: Start integration immediately without KYC completion. Safe environment to test payments with dummy data. No real money involved.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Live Mode: Requires KYC verification. Accept real customer payments.\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">You can switch between both directly in the Dashboard.<\/span><\/p><h1><b>2. Choose How You Want to Collect Payments<\/b><\/h1><p><span style=\"font-weight: 400;\">You can start accepting payments instantly with no code or low code solutions, or refer to our Razorpay <\/span><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-gateway\/#integrate-payment-gateway-web-mobile-ecommerce-plugins\"><span style=\"font-weight: 400;\">software development kit (SDK)<\/span><\/a><span style=\"font-weight: 400;\"> for more advanced integration needs.\u00a0\u00a0<\/span><\/p><h2><b>A. No-Code Tools<\/b><\/h2><p><span style=\"font-weight: 400;\">Perfect for businesses looking for a hassle-free way to start accepting payments without any technical setup.\u00a0<\/span><\/p><p><b>Payment Links<\/b><\/p><p><span style=\"font-weight: 400;\">Share payment link via email, SMS, WhatsApp, Telegram, chatbot etc. and get paid immediately. Accepting payments from customers is now just a link away.<\/span><\/p><p><span style=\"font-weight: 400;\">Best for<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Businesses Without Website<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Social Media Sharing<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Alternative Payment Options<\/span><\/li><\/ul><p><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-links\/create\/\"><span style=\"font-weight: 400;\">How to Create Payment Links<\/span><\/a><span style=\"font-weight: 400;\">:\u00a0<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in to the Dashboard.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Navigate to Payment Links.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click + Create Payment Link<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the required customer details and create a payment link.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Share the link to your customer.<\/span><\/li><\/ol><h3><b>Payment Pages<\/b><\/h3><p><span style=\"font-weight: 400;\">Create a simple branded webpage where customers can browse your offering and pay online. You do not need a website or an app to start accepting online payments from customers.<\/span><\/p><p><span style=\"font-weight: 400;\">Best for<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Events and Tickets<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accepting Donations<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sell Products<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fee Collection<\/span><\/li><\/ul><p><a href=\"https:\/\/razorpay.com\/docs\/payments\/payment-pages\/create\/\"><span style=\"font-weight: 400;\">How to Create Payment Pages<\/span><\/a><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Payment Page<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add Page Details<\/span><ol><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Add Business Details<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Add Payment Details<\/span><\/li><\/ol><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Configure Payment Receipt<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Configure Page Settings<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Publish and Share<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set Up Webhooks<\/span><\/li><\/ol><h3><b>Payment Buttons<\/b><\/h3><p><span style=\"font-weight: 400;\">Create payment buttons within minutes to start collecting online payments, fees and more. Many NGOs, SMEs, and freelancers are collecting payments by adding a payment button to their website on their own.<\/span><\/p><p><span style=\"font-weight: 400;\">Best for<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Event Organisers<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fundraising<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Small Businesses<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Institutes<\/span><\/li><\/ul><p><a href=\"https:\/\/razorpay.com\/docs\/payments\/payment-button\/how-it-works\/\"><span style=\"font-weight: 400;\">How to Create a Payment Button<\/span><\/a><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click Create Payment Button and select a template or create from scratch.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add button details.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paste button link on your website.<\/span><\/li><\/ol><h3><b>Invoices<\/b><\/h3><p><span style=\"font-weight: 400;\">Allows merchants to send GST\/SST-compliant professional invoices with an embedded &#8220;Pay Now&#8221; button, allowing you to get paid instantly.<\/span><\/p><p><span style=\"font-weight: 400;\">Best for<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SMEs<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Freelance Services<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consulting Agencies<\/span><\/li><\/ul><p><a href=\"https:\/\/curlec.com\/docs\/payments\/invoices\/how-it-works\/\"><span style=\"font-weight: 400;\">How to Create an Invoice<\/span><\/a><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Create an Invoice from the Razorpay Dashboard<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter invoice details.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Share the invoice to your customer.\u00a0<\/span><\/li><\/ol><h2><b>B. E-commerce Store Integrations<\/b><\/h2><p><span style=\"font-weight: 400;\">If you operate on an e-commerce platform such as Shopify, WooCommerce, WordPress, Wix and <\/span><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-gateway\/ecommerce-plugins\/\"><span style=\"font-weight: 400;\">more<\/span><\/a><span style=\"font-weight: 400;\">, you can integrate Razorpay Curlec directly to your store.<\/span><\/p><h3><b>Shopify<\/b><\/h3><p><span style=\"font-weight: 400;\">Accept multiple payment methods instantly, including FPX, cards, GrabPay, Touch \u2018n Go, Boost and BNPL.<\/span><\/p><p><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-gateway\/ecommerce-plugins\/shopify-razorpay-secure\/integration-steps\/#1-build-integration\"><span style=\"font-weight: 400;\">How it works<\/span><\/a><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Install <\/span><a href=\"https:\/\/apps.shopify.com\/razorpay-secure\"><span style=\"font-weight: 400;\">Razorpay Curlec\u2019s Shopify app<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enable payment methods<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Start accepting payments immediately<\/span><\/li><\/ul><h3><b>WooCommerce<\/b><\/h3><p><span style=\"font-weight: 400;\">Connect our checkout to accept local and international payment methods.<\/span><\/p><p><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-gateway\/ecommerce-plugins\/woocommerce\/integration-steps\/\"><span style=\"font-weight: 400;\">How it works<\/span><\/a><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Install our <\/span><a href=\"https:\/\/wordpress.org\/plugins\/woo-razorpay\/\"><span style=\"font-weight: 400;\">WooCommerce plugin<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Configure your API keys<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enable the payment gateway<\/span><\/li><\/ul><h3><b>WordPress<\/b><\/h3><p><span style=\"font-weight: 400;\">Use Payment Pages or Buttons to accept payments without additional plugins.<\/span><\/p><p><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-gateway\/ecommerce-plugins\/wordpress\/integration-steps\/\"><span style=\"font-weight: 400;\">How it works<\/span><\/a><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the plugin from the <\/span><a href=\"https:\/\/wordpress.org\/plugins\/razorpay-quick-payments\/\"><span style=\"font-weight: 400;\">WordPress Plugin Directory<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Activate the plugin by navigating to the Plugin section on WordPress<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Configure your API keys<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you are using WooCommerce with your WordPress site, use the WooCommerce plugin.<\/span><\/li><\/ul><h2><b>C. Advanced Custom Integrations (API)<\/b><\/h2><p><span style=\"font-weight: 400;\">For businesses wanting full control of checkout, user journeys or custom applications.<\/span><\/p><h3><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-gateway\/\"><b>When to choose this<\/b><\/a><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You have in-house developers<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You need a tailored checkout<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are integrating payments into your app or platform<\/span><\/li><\/ul><h3><b>Key steps<\/b><\/h3><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retrieve API keys from Dashboard<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integrate using our API documentation<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Test in demo mode<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Switch to live mode once ready<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Developer support is available if you need guidance.<\/span><\/p><h1><b>3. Managing Your Business on the Dashboard<\/b><\/h1><p><span style=\"font-weight: 400;\">Your Dashboard is your control centre to monitor and manage your entire payment workflow.<\/span><\/p><h3><b>You can<\/b><\/h3><h2 class=\"wp-block-heading\">\u00a0<\/h2><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Manage your Account and Settings and view your Merchant ID.<\/span><\/li><\/ol><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View current balance and business analytics via the home page<\/span><\/li><\/ol><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View and download reports for all activity<\/span><\/li><\/ol><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">View settlement timelines<\/span><\/li><\/ol><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Manage transactions, refunds and any payments.<\/span><\/li><\/ol><h3><b>Settlement Timelines<\/b><\/h3><p><span style=\"font-weight: 400;\">Funds are typically settled into your account within T+2 working days.<\/span><\/p><h1><b>4. Automating Recurring Payments (Subscriptions)<\/b><\/h1><p><span style=\"font-weight: 400;\">You can automate monthly, quarterly or annual billing using Subscriptions.<\/span><\/p><h3><b>Best for<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gym memberships<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tuition fees<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SaaS or digital services<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintenance plans<\/span><\/li><\/ul><h3><a href=\"https:\/\/curlec.com\/docs\/payments\/subscriptions\/\"><b>How it works<\/b><\/a><\/h3><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Create a subscription plan<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set pricing and billing cycle<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add customers<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payments get collected automatically<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">No manual reminders or chasing overdue payments.<\/span><\/p><h1><b>5. Credit Card Installments<\/b><\/h1><p><span style=\"font-weight: 400;\">Razorpay Curlec Checkout supports installments on credit cards issued by major banks through Visa. Instalments are available by default on Razorpay Curlec Standard Checkout. No additional integration is needed. Merchants get the full amount upfront while offering additional payment flexibility to customers.<\/span><\/p><h3><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-methods\/instalments\/credit-card-instalments\/\"><b>How It Works<\/b><\/a><\/h3><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customers go through the normal checkout process, selecting cards as their payment methods.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the card is eligible, they will see the installment options. If the card is not eligible, they can pay the full amount.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/curlec.com\/docs\/payments\/payment-methods\/instalments\/credit-card-instalments\/\"><span style=\"font-weight: 400;\">Eligibility is based on the list of supported payment partners and issuing bank\u2019s criteria during the payment process.<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After successful payment, the merchant will receive the full amount upfront.<\/span><\/li><\/ol><h1><b>6. Going Live<\/b><\/h1><h3><b>How to Go Live<\/b><\/h3><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complete testing in demo mode<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Switch to Live Mode in Dashboard<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use your live API keys (for integrations)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perform a real payment<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Track settlement<\/span><\/li><\/ol><h3><b>Checklist<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Product or service info is complete<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank details verified<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payment method preferences set<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Checkout tested<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Refund flow tested (if applicable)<\/span><\/li><\/ul><h1><b>7. FAQs<\/b><\/h1><h3><b>Do I need a developer to go live?<\/b><\/h3><p><span style=\"font-weight: 400;\">Not always. You can start with Payment Links, Pages or Buttons without any technical knowledge.<\/span><\/p><h3><b>Can I test before going live?<\/b><\/h3><p><span style=\"font-weight: 400;\">Yes. Demo mode is included for all merchants. No real money is charged.<\/span><\/p><h3><b>When will I receive my settlements?<\/b><\/h3><p><span style=\"font-weight: 400;\">Typically within T+2 working days.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">&#8220;T&#8221; is the day the transaction happens. &#8220;+2&#8221; means the funds will reach your bank account 2 working days later.<\/span><\/p><p><span style=\"font-weight: 400;\">Example: If a customer pays you on Monday, the funds will settle on Wednesday.<\/span><\/p><p><span style=\"font-weight: 400;\">Example: If a customer pays you on Friday, the funds will settle on Tuesday (since Saturday\/Sunday are not working days).<\/span><\/p><h3><b>Which payment methods are supported?<\/b><\/h3><p><span style=\"font-weight: 400;\">We support credit &amp; debit cards, international cards, bank transfers, BNPL (Atome), and E-Wallets (Touch \u2018n Go, Boost, GrabPay).\u00a0<\/span><\/p><h3><b>How do I switch from testing to live mode?<\/b><\/h3><p><span style=\"font-weight: 400;\">You can switch between the Test and Live modes using the drop-down option at the top of the Dashboard.<\/span><\/p><p><span style=\"font-weight: 400;\">Generate API keys in Live mode to use the API keys in Live mode.<\/span><\/p><h3><b>Are there any setup or annual fees?<\/b><\/h3><p><span style=\"font-weight: 400;\">\u00a0No. Razorpay Curlec charges zero setup fees and zero annual maintenance fees for the standard plan. You only pay a small transaction fee when you successfully make a sale. You can view our pricing structure at <\/span><a href=\"http:\/\/curlec.com\/pricing\"><span style=\"font-weight: 400;\">curlec.com\/pricing<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><h3><b>Do I need a developer to use Invoices?<\/b><\/h3><p><span style=\"font-weight: 400;\">No. You can generate GST\/SST-compliant invoices directly from our Dashboard, email them to your client, and track their payment status in real-time.<\/span><\/p><h1><b>8. Support &amp; Contact<\/b><\/h1><h3><b>If you need help<\/b><\/h3><p><a href=\"https:\/\/curlec-help.freshdesk.com\/support\/tickets\/new\"><span style=\"font-weight: 400;\">You can reach our support team anytime by creating a ticket<\/span><\/a><span style=\"font-weight: 400;\"> and we\u2019ll guide you through setup, integration or troubleshooting.<\/span><\/p><h3><b>Additional Resources<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plugin guides<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">API docs<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Video tutorials<\/span><\/li><\/ul><p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>1. Welcome &amp; Quick Start About Razorpay Curlec Razorpay Curlec is a full-stack payments solution that makes it easy for businesses of all sizes to collect payments, automate payouts and take control of their cash flow. It helps businesses accept online payments with a complete suite of tools covering bank transfers, cards, e-wallets, BNPL (Buy [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[60,50,59],"class_list":["post-18813","post","type-post","status-publish","format-standard","hentry","category-guides","tag-festive-load","tag-payment-gateway","tag-payment-gateway-for-conversion"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Payment Gateways Boost Year-End Sales in Malaysia (2025 Guide)<\/title>\n<meta name=\"description\" content=\"Discover how the right payment gateway reduces cart abandonment and maximizes revenue. 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