{"id":17604,"date":"2024-04-18T14:20:16","date_gmt":"2024-04-18T06:20:16","guid":{"rendered":"https:\/\/wps.curlec.com\/?p=17604"},"modified":"2024-04-18T14:20:16","modified_gmt":"2024-04-18T06:20:16","slug":"technology-uncompromised-building-the-curlec-payment-stack","status":"publish","type":"post","link":"https:\/\/curlec.blog.razorpay.in\/blog\/industry-insights\/technology-uncompromised-building-the-curlec-payment-stack\/","title":{"rendered":"Technology Uncompromised: Building The Curlec Payment Stack"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"17604\" class=\"elementor elementor-17604\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a5e4f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a5e4f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f08f1a5\" data-id=\"f08f1a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9a76f2 elementor-widget elementor-widget-text-editor\" data-id=\"a9a76f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400\">This is an exclusive entry written by our <\/span><\/i><b><i>Senior Software Development Engineer, Debanshu Rout<\/i><\/b><i><span style=\"font-weight: 400\">, who led the engineering team that brought the Curlec Payment Gateway to life. Read on to delve deeper into his insights and expertise gained from years of hands-on experience in the field.<\/span><\/i><\/p><h5><b>Technology runs through my veins<\/b><\/h5><p><span style=\"font-weight: 400\">Having been in the industry for seven years, out of which three were spent building products for Curlec\u2019s parent company, Razorpay India, I now lead the engineering team in Malaysia. Where one of my key responsibilities is to monitor and measure the health of our systems rigorously While ensuring an undisrupted payment experience for all parties. In simpler terms, it\u2019s to ensure the technology that empowers our payment rails in India can be easily adapted to global merchants, starting with <\/span><a href=\"https:\/\/curlec.com\/\"><b>Curlec<\/b><\/a><span style=\"font-weight: 400\"> in Malaysia.<\/span><\/p><h5><b>My journey with Curlec; Hello Malaysia!<\/b><\/h5><p><span style=\"font-weight: 400\">When I joined the Curlec engineering team in July 2023, I found myself at the forefront of a team tasked to build a <\/span><b>robust, secure, <\/b><span style=\"font-weight: 400\">and <\/span><b>efficient payment infrastructure<\/b><span style=\"font-weight: 400\">. Which not only facilitates transactions but creates the best experience for merchants and end users alike. We started by understanding the needs of our Malaysian merchant base &#8211; how different it is from India\u2019s. We identified pain points which helped us upgrade and customise the existing payment stack to cater to a new market.<\/span><\/p><p><span style=\"font-weight: 400\">One of our milestones was building parity in terms of the methods and instruments available for the Malaysian market. And also set up processes that comply with Bank Negara Malaysia and foster connections through <\/span><a href=\"https:\/\/wps.curlec.com\/press\/curlec-by-razorpay-takes-real-time-payments-to-the-next-level\/?_gl=1*8hdll4*_ga*MzdjMTI3MmQtNTY5Ny00ZjVlLTk1ZjAtMTFlNjg2MzQ0ZjI3*_ga_GPJL3644ND*MTcxMzE2NTE5My4xNi4xLjE3MTMxNjY1NTEuMC4wLjA.*_gcl_au*MTYzNDI5OTA1Mi4xNzA3MzYxMzU5&amp;_ga=2.196047785.449009880.1713149532-37c1272d-5697-4f5e-95f0-11e686344f27\"><span style=\"font-weight: 400\">our PayNet membership<\/span><\/a><span style=\"font-weight: 400\">. The success of our payment stack wasn\u2019t just measured in numbers but in the stories of businesses flourishing and customers enjoying a frictionless <\/span><a href=\"https:\/\/wps.curlec.com\/case-studies\/kualesa-reduces-clicks-to-checkout-by-43-with-curlec\/?_gl=1*1ldg2eo*_ga*MzdjMTI3MmQtNTY5Ny00ZjVlLTk1ZjAtMTFlNjg2MzQ0ZjI3*_ga_GPJL3644ND*MTcxMzE2MDYwNi4xNS4xLjE3MTMxNjA2MDkuMC4wLjA.*_gcl_au*MTYzNDI5OTA1Mi4xNzA3MzYxMzU5&amp;_ga=2.133118731.449009880.1713149532-37c1272d-5697-4f5e-95f0-11e686344f27\"><span style=\"font-weight: 400\">payment experience<\/span><\/a><span style=\"font-weight: 400\">.<\/span><\/p><h5><b>Products. Uncompromised.\u00a0<\/b><\/h5><p><span style=\"font-weight: 400\">All Curlec products are created with one thing in mind: Ease of usage. This includes ease of usage for developers, e-commerce practitioners, and founders. When we build our APIs for merchants, we ensure that they are developer-friendly intending to integrate seamlessly, providing zero friction to start collecting payments.<\/span><\/p><p><span style=\"font-weight: 400\">As a tech-first organisation, we ensure engineering initiatives get equal importance &#8211; so we can improve our code quality, readability, performance, and more. But what sets Curlec apart? We begin by asking ourselves this one question at the start of every quarter: <\/span><i><span style=\"font-weight: 400\">What does it take for a business to succeed?<\/span><\/i><span style=\"font-weight: 400\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400\">So what follows is a prioritisation process; categorising our tasks into areas from \u201c<\/span><i><span style=\"font-weight: 400\">Urgent and important<\/span><\/i><span style=\"font-weight: 400\">\u201d to \u201c<\/span><i><span style=\"font-weight: 400\">Not urgent and important<\/span><\/i><span style=\"font-weight: 400\">\u201d. That way we can focus on what matters first, <\/span><b>building products as per expectations<\/b><span style=\"font-weight: 400\">. We strive for small iterative releases over a big release, using feature toggles, experiments, and A\/B testing. Our mantra: <\/span><b><i>no code gets deployed until all the checks are passed<\/i><\/b><span style=\"font-weight: 400\">.<\/span><\/p><h5><b>Security. Uncompromised.<\/b><\/h5><p><span style=\"font-weight: 400\">Security and compliance are fundamentals of a payment technology company and with Curlec, it\u2019s no different. We treat it very seriously. Security is baked into our processes from start to finish. For example, we have a security team, whose task is to vet, run penetration testing, and identify vulnerabilities. Any exploiters are attended to immediately. Because being an engineer at heart, we measure and prioritise the health of the payment stack for errors and availability at every stage. Any anomaly is taken seriously.\u00a0<\/span><\/p><h5><b><\/b><b>Scalability. Uncompromised.<\/b><\/h5><p><span style=\"font-weight: 400\">Having experience in tuning our systems to provide <\/span><b>high throughput at low latency<\/b><span style=\"font-weight: 400\"> meant one thing: we were ready to scale for Malaysia. How did we get there? We process transactions to the amounts of billions in India and have merchant profiles ranging from trading and ticketing to gaming. Having battle-tested for such a market, we inherited abundant of data and learnings so we can ensure our payment infrastructure is ready to manage both steady and sporadic workloads. Our technology is built to scale.<\/span><\/p><h5><b>Why is Curlec ideal for engineers?\u00a0<\/b><\/h5><p><span style=\"font-weight: 400\">All that said, Curlec stands as a challenging environment for engineers &#8211; to <\/span><b>experiment, fail, improve and grow<\/b><span style=\"font-weight: 400\">. With a strong support system to foster collaboration and achieve rapid results, a tech-first mindset will flourish here. I\u2019ve been blessed to work with people who are not just experts in their field but who are bold and visionaries. Having access to more than 500 of these people across India and Malaysia proves what a fruitful experience creating the <\/span><a href=\"https:\/\/curlec.com\/payment-gateway\/\"><b>Curlec Payment Gateway<\/b><\/a><span style=\"font-weight: 400\"> has been.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3a898a elementor-widget elementor-widget-image\" data-id=\"d3a898a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/wps.curlec.com\/wp-content\/uploads\/sites\/15\/2024\/04\/DSC00292-scaled.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1473330 elementor-widget elementor-widget-text-editor\" data-id=\"1473330\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>About Debanshu Rout<\/strong><\/p>\n<p><span style=\"font-weight: 400\">I\u2019m Debanshu, a software engineer by day, but on weekends, I\u2019m all about cricket. When I\u2019m not debugging code, you\u2019ll catch me perfecting my batting or strategising with my team on the field. Beyond boundaries, I\u2019m always eager to explore new destinations and diverse cultures.<\/span><\/p>\n<p><span style=\"font-weight: 400\">&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400\">Want to join the team? Check-out our <\/span><a href=\"https:\/\/curlec.com\/careers\/\"><b>Careers Page<\/b><\/a><span style=\"font-weight: 400\"> or send your resume to <\/span><a href=\"mailto:hr@curlec.com\"><b>hr@curlec.com<\/b><\/a><span style=\"font-weight: 400\">. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>This is an exclusive entry written by our Senior Software Development Engineer, Debanshu Rout, who led the engineering team that brought the Curlec Payment Gateway to life. Read on to delve deeper into his insights and expertise gained from years of hands-on experience in the field. Technology runs through my veins Having been in the [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":17635,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[27,29],"tags":[],"class_list":["post-17604","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-insights","category-life-at-curlec"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Technology Uncompromised: Building The Curlec Payment Stack<\/title>\n<meta name=\"description\" content=\"An exclusive entry by our Senior Software Development Engineer, who led the engineering team that brought the Curlec Payment Gateway to life.\" \/>\n<meta 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