Guides

Key Takeaway  Table of Content If you run a business in Malaysia, you have probably considered using payment links to collect money from customers. They are fast, flexible, and require zero technical setup. But one

Key Takeaway: Table of Contents Every time you accept a card payment, there’s a four-digit number working behind the scenes. That’s your MCC—Merchant Category Code. But what’s special about it? Card networks like Visa and

You’ve seen them at every checkout counter. That small machine where customers tap their cards, insert chips, or wave their phones. That’s a payment terminal—sometimes called a POS terminal, card machine, or EDC machine.

Many customers nowadays can get the products they want without paying the full amount right away. While convenient for them, it’s normal for Malaysian business owners to feel some hesitation. What happens if they don’t pay? What about chargebacks? Fraud?

Cash used to be king in Malaysia. Not anymore.

In 2024, Bank Negara Malaysia reported that e-payment transactions reached 14.7 billion, a clear sign that consumers expect businesses to meet them where they are. And where they are is online, tapping phones and clicking “Pay Now.”